BGGE Gift Shop considers credit card charge backs to be fraud if you have made no reasonable effort to work with us to resolve any problems with your purchase. If you are dissatisfied with your order or have not received it, you should contact us before attempting a chargeback.
If you place a chargeback with your credit card company (on purpose or by mistake) for any order that you placed and we shipped to you, upon receiving the chargeback by our merchant provider , there will be a $75 fee charged to your account to recover applicable chargeback fees we have to pay and to cover our investigative expenses to prove that you did make the purchase.
Therefore: You agree that if you, the buyer, choose to do business with BGGE Gift Shop, and you file a charge back with your credit card company, and you do not win the charge back argument, you agree to pay us $75.00 for our time responding to the matter. You, the buyer authorize us to charge this amount to your credit card.
In the event that you do win the charge back with your credit card company, and have not returned our goods, BGGE Gift Shop will make all recovery attempts to collect fraudulently disputed charges plus additional costs via a third-party collection agency and your account will be reported to all credit bureaus as a delinquent collection account. This may severely damage your credit rating for at least the next seven (7) years.
At this point, we will no longer accept a return of the merchandise as settlement for the debt and will only accept payment in full. In addition to this, BGGE Gift Shop will file a report with your local police or sheriff’s department, and file a mail fraud complaint with the United States Postal Inspection Service.